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About Us
We have passionate mortgage consultants dedicated to getting you into the home of your dreams, and finding the right loan to save you thousands of dollars each year! “We work hard for you”. Our loans are easier to qualify for, and our rates are very competitive. You will be pre-approved within 24 hours. And we’ll close your loan in days, not months.

Maybe you haven’t heard of us. But we are one of the fastest growing independent mortgage companies in the country with a down-to-earth, make sense attitude. Our sole focus is helping our customers achieve their objectives. Most banks pay their loan consultants higher commissions for higher rates. That means they benefit from charging you more. The VIP Team is different. Our consultants don’t make a commission based on the rate of your loan or deposits. So count on getting the excellent rates you deserve.

We lend to people with all credit types but if you have credit problems, you know how difficult it can be to get a loan – yet a good loan. So whether you have impeccable credit, a bankruptcy, foreclosure or a FICO score that has caused other lending institutions to turn you down, turn to us. Forget the one-size-fits-all formulas. We’ll work with you to help you get the best loan possible with over 50 loan programs, that make it easy to choose the best fit for your situation.

The VIP Team, unlike most lenders, never changes your rate at closing or surprises you with extra fees at the last minute. We do not use overseas companies to process and service loans. Our centralized and non rate based commission structure lowers costs, creating a savings we pass on to you.

The VIP Team process is designed to benefit you (the customer), by saving you valuable time and money. Our main goal is to ensure our customers have the best lending experience possible with the lowest rates and fees, while making the process fast and easy. No matter what your schedule, we will come to you to sign final paperwork. So experience the difference yourself, call The VIP Team at 1-800-451-3790 or apply online.
Our streamlined operation allows us to offer very competitive rates while providing outstanding customer service from the time you apply for a loan with us to the time you sign the documents!

Featured Loan Program (Mortgage Credit Certificate):

Mortgage Credit Certificate (MCC) Program

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